In Peer To Peer lending platform development, research is done according to the business model. Requirement information and exchange gatherings are done. Essential technology integration, according to the legal compliance of the geographical location is done. Installation of a trading engine with the integration of blockchain, listing of coins and delivery of the exchange platform is done. 

A Peer to peer platform works process includes user registration, KYC/ AML verification, placement of an order, wallet creation, order matching, confirmation of the order, smart contract-based escrow holds the asset to be sold, the buyer makes the payment, confirmation by the seller, escrow releases the asset, and the buyer stores asset in the cold wallet.